Retirement and Quality of Life Asking the right questions about how you can save money for retirement without sacrificing your quality of life. Related Content A Primer on Irrevocable Life Insurance Trusts Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives. Filing Final Tax Returns for the Deceased The federal government requires deceased individuals to file a final income tax return. Choices for Your 401(k) at a Former Employer Individuals have three basic choices with the 401(k) account they accrued at a previous employer.