Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff? Share | Related Content No Cash, No Checks, No Problem Peer-to-peer payment apps are one of the newest ways to send money. U.S. Personal Savings Rate What can be learned from the savings rate? What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.